Retirement Plan for Your Small Business

Comprehensive Financial Planning provides Investment Management Services for 401(k) and other types of company retirement plans, such as 403(b) plans for non-profits and Defined Benefit Pension Plans.

As a business owner offering a retirement plan to your employees, you are held accountable for a level of expert knowledge that, for most, lies outside your area of expertise and familiarity. While many 401(k) providers employ outside fiduciaries to monitor selected investments, plan fiduciaries remain liable for the plans they provide to their employees. Understand your fiduciary responsibilities here and see how you can reduce your liability by partnering with a 3(38) Investment Manager at Hiring an ERISA 3(38) Investment Manager can be the simplest way to limit 401k investment liability.

Our services include the following:

  • Draft the Investment Policy Statement (IPS)
  • Select appropriate investments for your plan. Provide a list of funds for participants to use and also build four managed portfolios that participants can use.
  • Organize group education meetings for plan participants
  • Monitor investment performance and recommend changes when needed
  • Meet annually with the Plan Sponsor and participants in person
  • Provide ongoing support thru our website and remotely

Since we are independent and not married to any brokers or mutual fund companies, we can help you find the best Third Party Administrator (TPA) and brokerage platform for your plan.

Want a free cost analysis of your existing retirement plan? Get one here: Retirement Plan Overview