Comprehensive Financial Planning

Retirement. When should you draw on Social Security and other state- or federally-run public retirement programs? What should you do with your 401Ks? Should you roll them over? What about annuities?

College Funding. Learn more about our College Planning Service here.

Caring for your kids, your parents and you.

Reaching those dreams—the RV, the house, the dream vacation.

Starting or selling a business.

Real Estate investment and finance.

Comprehensive Financial Planning. We’re not just investment advisors. We help you evaluate your whole financial picture and we offer specific recommendations for how to achieve your goals.

Our integrated strategy will help you weigh and decide on the best fit for insurance, tax accounting, and attorney-drawn trusts in a comprehensive plan that evaluates income, cash flow, debt structure, insurance, employee benefits, tax planning, and other financial elements. Our planning process has no hidden agendas—we will not push you to buy products. Comprehensive Financial Planning is fee-only and independent. Our plans are customized in every respect and can address almost any financial goal or situation.

We work for you—you can pick and choose. All the services shown below can be provided either in a comprehensive financial plan or in a modular plan that addresses only specific areas.

Evaluate current financial condition. Includes a balance sheet showing your current assets and liabilities and a cash flow statement. Recommendations on debt management, establishment of emergency fund, need for family budgeting and ideas for managing expenses.
Review investment portfolio. We analyze your current investments to ensure they are appropriate for your financial condition, risk tolerance and goals. Recommendations for changes will be presented along with specific investment alternatives.
Analyze retirement plan. Based on your goals, determine if current savings will be adequate for your retirement. If funds are not adequate, develop a savings plan to help you achieve their goals.
Assist small businesses to establish and manage retirement plans. Plans offered include 401(k), 403(b), defined benefit pension plans and others.
Tax Strategies. Provide strategies for reducing and deferring income and other taxes.
College. Develop plan to reduce the cost of sending the kids or grandkids to college and establish savings plan to fund.
Insurance Maximizing. Review current insurance coverage and present ideas for improvement.
Estate Documents. Review wills, trusts, power of attorney, asset titles and other estate documents. Consult with client attorney to produce action plan to ensure your end of life goals are achieved.

Before the planning process starts you will be required to complete a Confidential Personal Financial Profile form detailing all pertinent client information. This information will form the basis for any recommendations made to you. In performing the above services, other professionals you have hired will be consulted, including accountants, lawyers and insurance agents.

Contact Us:

Stan Johnson, Registered Investment Advisor
Comprehensive Financial Planning, Inc.
1075 Main Avenue, Suite 216
Durango, CO 81301
970-385-5227
Toll-Free: 877-901-5227
E-mail: Stan@CompFinancial.com